Debt Sucks

Anonymous at High Class, Low Income asks her readers if their parents taught them about money. To that, I say “bwahaha….”

As far as I can remember, we weren’t exactly well to do, if you will. We had a hell of a nice house in a hell of a nice neighborhood, but for most of my [...]

From May 1 to June 1, my net worth increased an average of $27.41 per day, or $849.59 overall, to -$50,372.22. This is a 1.69% increase, and results in a projected zero net worth on 10/2/2014.

Unfortunately, despite reducing my discretionary spending budget from $325 to $250, I’m not going to be able to increase my [...]

Three days ago, the YNAB app for the iPhone went available. To be completely honest, I only noticed it tonight, but when I did, there was zero hesitation to buy it. Even if I don’t really have $9.99 available to spend on an iPhone app, much less anything else. Some might think “ZOMG impulse spending, [...]

I have this handy line in my goals table that tells me how far on or off track I am from hitting my 5 year goal. For quite a while, I’ve been behind. I’ve been wondering for months what I can do to bring it back in balance, if not get ahead. The only thoughts [...]

Lacking employment for a full calendar year, my taxes didn’t really tell me how much money I make. My 26th paycheck sure helps with that. Over the course of a little over a year, I made about $25,500, and took home about $19, 500. Knowing this generates an obvious goal to make more money, but [...]

Late last month, I got a call from Global Credit & Collections offering to settle the balance on my Capital One debt. They termed it a “debt reduction,” but same thing. Based on my $6000 balance at the time of the call, they were offering to reduce it to $4800 if I could pay half [...]

From April 3 to May 1, my net worth increased an average of $28.51 per day, or $798.27 overall, to -$51,221.81. This is a 1.56% increase, and results in a projected zero net worth on 9/9/2014.

This included scooter tire replacement and kickstand repair, so I’ll take it. More to talk about soon (oh boy!), and [...]