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Payment Plan Worked Out With Ellis College

June 30, 2009

They said months and months ago that they were sending my account to collections, and never did, so I’m not so sure that they were really going to do so this time either – though maybe it was a last chance thing. Regardless, I’d like to be making good-faith payments, at least. The emails themselves pretty much tell the entire story:

Dear Former Ellis College Student,

Despite numerous efforts to resolve your outstanding balance with Ellis College while you were in attendance, to date the balance remains unpaid. As a result your account is in the process of being submitted to a third party collection agency.

Ellis College accepts most major credit cards. If you can pay the balance in full immediately, please contact our Student Accounts Specialists at…

If you prefer to mail your payment, please send it to…

Your prompt response will help preserve your credit history.

Sincerely,

The Ellis College Student Finance Team

Yeah, hold on, let me pull 3 grand out of my ass… as if I would put a zero-interest debt on a credit card, too, for that matter.

Ms. Friday, et al

I would be more than happy to integrate a fixed monthly payment towards this balance in to my overall budget and debt reduction plan. At the present time, I would be able to make payments in the amount of $50 monthly in anticipation of a complete payoff which I will be able to accomplish somewhere in the vicinity of next May. Please let me know if this is acceptable to you. Please also confirm my current balance, either via e-mail or via post at…
Thank you,
Jacob R. Stichler
Okay, the May thing is bullshit, to a degree – when I wrote the email, that’s when the snowball would reach that debt, but still having several months left. But whatever.

Jacob,

Your total outstanding balance with Ellis College of NYIT is $3,061.00.

Monthly payments of $50.00 are acceptable.

To prevent your account from being submitted to a third party collections agency, you should make some payment now.

We recommend making some good faith payment before July 6 and continuing to make payments until the balance is paid.

Well hey, glad we’re on the same page – especially the whole July 6th thing, since that’s about the soonest anything could get to you anyway.

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