Carnival of Debt Reduction 194 – Personal Edition

Hurray for the 194th edition of the Carnival of Debt Reduction! This is the very first carnival hosted by Debt Sucks, and since I’m having a huge lack of creativity at the moment, and since I very much prefer personal stories of people’s adventures getting out of debt, this is the Personal Edition – focusing on what people are doing and have done, rather than what they can do. Seeing how different methods work out in reality can be much more educational than how things ought to work out on paper.

Editor’s Picks

• Super Saver over at My Wealth Builder announces great news with We’ve Achieved Zero Debt. They have, however, managed to find some cons to that pro, as we all do.
• Free Money Finance relates to the Five Ways to Use Credit Cards Wisely by, well, using their credit cards wisely!
• Silicon Valley Blogger at The Digerati Life posted Managing Credit and Debt, My Credit Mistakes and Lessons. Sorry, I don’t have anything witty to say to this, but I really liked the article nonetheless. Must have left me speechless, eh?
• Baker from Man Vs. Debt has turned beating up other kids in the cafeteria in to an amusing way of giving credit card companies the finger with 3 Habits of Highly Responsible Credit Card Users. Feel free to restructure that sentence however you wish, and it will still be true.

Debt Reduction Advice

• Jeff over at Good Financial Cents offered up familiar advice with a guest post entitled Should Father Open Line of Credit to Help Son?
• Jim at Bargaineering.com not only provides great information, but also a very handy tool if you’re looking into refinancing with How to Compare Mortgage Refinance Offers.
• Will at Your Finish Rich Plan explains How to Negotiate Credit Card Debt – something that might require a nice chunk of change up front, depending on your circumstances.

Other Financial Advice

• Studenomist explains why college students need to be frugal now, rather than later, and where, with the Frugality Guidline for College Students. Wish you would have sent this to me 4 years ago, I should have been graduating this year, and look at where I’m at now!
• MoneyNing has a great post on How to Save Money on Your Wedding, which can help turn a traditionally expensive day into a not-so-expensive one, assuming your soon-to-be isn’t a bridezilla!
• Kathryn at Out of Debt – Christian Finances and Debt Help wants you to save a boatload of money – enough to buy a boat, actually – with Buying a Car for Less Than $500. If you’ve ever seen my truck, you know I agree (even though I actually spent $1200 on it, but whatever).
• Finance Tips 101 reminds us that Working Out A Family Budget Will Help You Save Money.
• Pinyo from Moolanomy Personal Finance delves into what determines your FICO score, with easy advice on helping yourself upwards in each category – How To Improve Your FICO Credit Score.
• Free From Broke recommends you keep your credit card reciepts handy – after all, why let someone else put you in to even more debt when you’ve got enough of your own as it is?

Odd

• D. Ninja from Punch Debt In The Face totally threw me off tonight with Freaky Friday, but it made for some interesting conversation.

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