Debt Sucks

Whelp, Experian investigated my complaint about the Comcast collection account on my credit report (thoroughly, I’m sure), and as expected, not much happened. The outcome is listed as “Updated,” which means… not much.

Just about everything was blanked out, except for the account’s existence itself. It now has no status, no type, a term of 1 [...]

They said months and months ago that they were sending my account to collections, and never did, so I’m not so sure that they were really going to do so this time either – though maybe it was a last chance thing. Regardless, I’d like to be making good-faith payments, at least. The emails themselves [...]

Every night when I get home from work, the routine is pretty much the same. Sneak in and try not to wake the old man, greet the cats at the top of the stairs, strip down to my boxers (no, really – I spend almost all of my home time in my boxers, [...]

Frugality sucks. Being frugal beyond your means is kind of like spending beyond your means – you just end up with a world of problems. On top of that, it might even cost you.

This $50 weekly allowance I’ve been giving myself has been nothing but stressful. After a few “large” expenses early in the week [...]

Use Credit Karma to freely update your TransUnion credit score whenever you want? I do. But what I didn’t know is that it can tell you SO MUCH MORE than just your credit score.

When you log in and update your credit score, this is what you’ll see. And yes, for those wondering, that is my [...]

By virtue of working on second shift, the shift where we work until the work is done, we are pretty much guaranteed overtime every week. Sundays tend to be short, maybe 6 hours at the least, 8 hours at the most. Mondays are always at least 10 hours, and then every other day is right [...]

Let’s be honest, when you are up to your eyeballs in debt it is often quite difficult to figure out what to tackle first to get the ball rolling toward debt free living.  In fact for individuals facing a financial hardship or very high levels of debt the thought of living debt free is hard to [...]