Debt Sucks

Despite my (and I’m sure everyone else’s) lease saying that I’m not responsible for heat, our new landlord decided a while back that he didn’t want to pay for the oil, and as such everyone is now stuck with baseboard heat. Figuring that there was a pretty good chance that I’d be paying for it, [...]

Now that I’ve been working at this job for over a month, I have enough of an idea as to how the paychecks will fall to come up with a real budget. Why? Because right now I haven’t the slightest idea what the heck to do with all the money I have left over after [...]