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Today’s New Plan
The ING Direct gun fund account has become the emergency fund. 10% into it, no matter what. No more CDs right now. I want to annihilate the Paypal Buyer Credit balance as quickly as possible, so that I may focus on the larger balances that actually mean something (such as, you know, much larger payments). I’m going to try to pay my sister $50/month at a minimum. After that, the next target is Capital One, but at the same time I want to make small extra payments towards the principal of the LFCU loan for the sake of speeding it up and lowering the payments. How, when the time comes, I’m going to figure out how much to put towards each, I have no idea. Maybe go back to my old percentage plan. In any case, I’m sure it’ll frustrate the hell out of me.
I just deposited $28.51 into the emergency fund account, which brings it up to $82.20, or 8.2% of where I want to be. Well, where Dave Ramsey wants me to be. I really don’t think I need as much as $1000 right now, but what the heck, it sure can’t hurt, except for the opportunity cost. After it hits that mark, it can just sit there and accrue a high rate of interest, while I save other money in other magical ways. Or something like that.
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I tried to subscribe to your new feed and it gives me an error.
Odd, me too. Fixed now: http://feeds.feedburner.com/debtsucksblog
Guess that’s what I get for not testing it.