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Somewhere on WordPress tonight, I saw someone had mentioned Mint. I hadn’t heard of it before, and it seems like it’s getting a lot of attention lately, so I decided to give it a go. Five to ten minutes MY ASS. An hour later, I now know that Mint is a complete piece of shit. Not only is the only way to get accounts into it by way of having the Mint site connect to your financial institution’s site to retrieve balance and transaction information, if Mint doesn’t support your financial institution (such as mine), you’re pretty well fucked.
Remember how I said that’s the only way you can get accounts and info in? Know what that means? You can’t add your own stuff! No personal loans from family & friends, no lines of credit, no student loans… squat. So thank you Mint, as well as random mystery Mint-plugging WordPress user, for wasting the last hour and a half of my time giving away all my login information for a select few of my accounts to Mint.
Now, quite a long while ago, I had found a similar site… only I remember it being much better. Naturally, as with most all great websites that I happen upon without visiting on a regular basis, I had no idea what it was called. With a bit of digging, I found a link to it – ClearCheckbook. Now, this is a site I like. You can add whatever the heck you want to it, and never have to (or even have the opportunity to) give the site your account information. It only took about 10 minutes for ClearCheckbook to tell me I’m more than $36,000 poor. That doesn’t include my Paypal Buyer Credit/GE Money Bank balance, because Paypal picked a really dick time to do “site maintenance.”
So, in conclusion: If you waste your time with Mint, it’s your own damn fault. They obviously have no freaking idea what they’re doing, and what the needs of their customers are.
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